Privacy Policy and Terms of Use

Privacy Statement

Copyright
All content included on this site, such as text, graphics, logos, button icons, images, audio clips and software, is the property of Efficio, Inc., and is protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement and assembly) of all content on this site is the exclusive property of Efficio, Inc. and protected by U.S. and international copyright laws. The content on this site may be used for personal use only. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content on this site is strictly prohibited.

Disclaimer
This site is provided by Efficio, Inc. on an “as is” basis. Efficio, Inc. does not make any representations or warranties of any kind, express or implied, as to the operation of the site, the information, content, materials or products, included on this site. Price and availability information is subject to change without notice. All orders subject to acceptance, verification and confirmation by Efficio, Inc.. To the full extent permissible by applicable law, Efficio, Inc. disclaim all warranties, express or implied, including but not limited to, implied warranties or merchant ability and fitness for a particular purpose. Efficio, Inc. will not be liable for any damages of any kind arising from the use of this site, including but not limited to direct, indirect, incidental punitive and consequential damages.

The information in this website is provided as a service. The consumer is encouraged to research any given business to ensure that the products and/or services are to their satisfaction. Efficio, Inc. reserves the right to republish any material contributed by our readers. By posting a message via email, bulletin board or other submission, the subscriber expressly grants the right to Efficio, Inc. to republish or sell the message as part of any edited compilation such as Tips. Efficio, Inc. will have a non-exclusive world-wide license to publish the content submitted by users and contributors within Efficio.biz. Since there are many thousands of possible sources spread out across the Internet, it is impossible for us at Efficio, Inc. to know if a posting represents a copyright infringement. Please remember you are responsible for the material you submit to Efficio, Inc., including taste, reliability, originality and copyright. Author(s) may be held legally responsible for defamation or invasion of privacy, as well as any damages arising out of actions resulting from materials submitted by you and posted by Efficio, Inc.. You are responsible for ensuring that your message or posting does not violate any extant copyrights.

Privacy Policy
In developing this policy, Efficio, Inc. is committed to doing all that we can to protect and ensure the privacy of our visitors. This document is meant to provide answers to some areas of potential concern.

Personally identifiable information Efficio, Inc. collects and how it is used:
From time to time, Efficio, Inc. may ask you for personal information. Voluntary submission of such information may be in relation to taking part in polls or surveys, entering contests or other promotions, participating in our message boards and/or chat sessions.

Efficio, Inc. may also keep a record if you contact us by e-mail, purely for the purpose of responding to your message. In addition, we collect and store statistics and other information about the online activities of Efficio.biz visitors on an aggregated (collective) basis. This may include such information as tracking which features are used most often, where visitors spend the longest period of time in the site, how many pages of the site are viewed per visit, etc. However, such measurements are not conducted on a personally identifiable basis.

Visitors should also note that Efficio.biz will regularly provide links to advertisers, sponsors, partners, and other additional sources of information. Efficio.biz is not in control of the privacy policies of these sites. Therefore, anyone concerned should consult the policy of the site in question.

How we use and disclose your personal information:
The primary use of the personal information you supply is to make Efficio.biz a more useful and enjoyable experience for our members. This includes using the information to help guide our development efforts.

As a general practice, we do not sell any personally identifiable information to third parties. Also, in some cases Efficio.biz will be using your personally identifiable information to provide information to you such as newsletters or notification of debut of new features, in accordance with your request.

What choices are available to you regarding the collection, disclosure and distribution of your information:
You can always choose whether or not to disclose information through Efficio.biz. You may also “opt-out” of permitting any sharing of your personal information, as well as choose not to continue receiving any e-mail notifications (including newsletters) from Efficio.biz at any time by sending us an e-mail at support@efficio.biz.

Who has access to your personally identifiable information:
The individually identifiable information that you provide will be used extensively within Efficio.biz to provide a personalized experience to you. It will also be shared with certain Efficio.biz partners that provide some of the personalized content on our site and other third parties unrelated to offerings on Efficio.biz, but only if you have explicitly provided your permission.

Other companies placing advertising on our site may collect information about you when you view or click on their advertising or content. Efficio.biz does not control the collection of such information. You should contact these advertisers or content providers directly if you have any questions about their use of this information.

Efficio.biz will not disclose your personally identifiable information without your permission unless we need to do so in order to comply with applicable law, a subpoena, or other legal process or to protect the personal safety of our users or the public.

Efficio.biz does not sell or rent individually identifiable information about its users to any third party without first receiving the user’s permission. If Efficio.biz intends to share your personal information with a third party, we will notify you before doing so, and you will have the opportunity to prevent this transfer. You can also elect not to use certain services or participate in certain promotions if you do not want your information shared with third parties (with notification always provided when this may occur).

What cookies are and how they are used:
As with many other sites on the web, at Efficio.biz we use “cookies” to let visitors enjoy our services more easily, and to let us keep track of certain statistical information that helps us improve our site.

As a standard practice, Efficio.biz assigns a unique number to each user for tracking content preferences and traffic patterns. This unique number is kept in a file on your computer called a “cookie.” Efficio.biz uses cookies to better understand how users are responding to specific areas of our site. They also help us to track user entries in contests and promotions, helping ensure all rules and regulations are adhered to.

However, Efficio.biz does not require users to accept cookies in order to enjoy the site. You can set your browser to reject cookies, or to notify you when Efficio.biz sends you a cookie.

What are cookies?
Cookies, which are small text files recorded in a user’s hard drive, are employed by thousands of sites to enhance user’s Web viewing experience. Cookies cannot damage user files, nor can they read information from a user’s hard drive. Cookies allow sites and advertisers to “remember” users across pages of a site and across multiple visits to a site. This feature enables e-commerce and Internet advertising in numerous ways, including:

Allowing personalization features such as stock portfolio tracking and targeted news stories
Allowing shopping sessions and quick navigation across multiple zones of e-commerce sites
Remembering user names and passwords for future visits
Controlling ad frequency or the number of times a user sees a given ad
And, delivering advertisements targeted to a user’s interests

Why shouldn’t I opt-out of this cookie?
Efficio.biz believes all users should have a positive Web experience. Because of this belief, we allow advertisers to control the frequency (the number of times) a Web user sees an ad banner. We also deliver advertising based on a user’s interests if that user has chosen to receive targeted advertising. We believe that frequency control, and relevant content makes advertising on the Web less intrusive by insuring that users are not bombarded with repeat and irrelevant ad messages. Opting-out removes our ability both to control frequency of exposure to individual users and to increase the level of relevant content.

Security:  Efficio, Inc.’s list service provider (“Service Provider”) uses security measures to protect against the loss, misuse, and alteration of information under our control. We store information in databases located in secured data centers with live personnel monitoring 24 hours a day, 7 days a week. Data security is paramount, and our Service Provider is constantly re-evaluating and deploying, where appropriate, the latest technologies, including Secure Socket Layer encryption and firewalls, to enhance our security and the confidentiality of personal information.

Children:  This Web Site is intended for use by persons 18 years old or older. Efficio, Inc. does not knowingly collect personal information about children under the age of 13.

Revisions: We reserve the right to change our Privacy Policy at any time. Non-material changes and clarifications will take effect immediately, and material changes will take effect within 30 days of their posting on this site. If we make changes, we will post them and will indicate at the top of this page the policy’s effective date. We therefore encourage you to refer to this policy on an ongoing basis so that you understand our current privacy policy. Unless stated otherwise, our current privacy policy applies to all information that we have about you.

Terms of Use

WWW.EFFICIO.BIZ INTERNET SITE TERMS OF USE
PLEASE CAREFULLY REVIEW THESE TERMS OF USE BEFORE USING THIS SITE.

Information and Terms of Use
ACCEPTANCE OF TERMS.

The services that Effició, Inc. provides to you are subject to the following Terms of Use (“TOU”). Effició, Inc. reserves the right to update the TOU at any time without notice to you. The most current version of the TOU can be reviewed by clicking on the “Terms of Use” hypertext link located at the bottom of our Web pages.

DESCRIPTION OF SERVICES.

Effició, Inc. provides you with access to a variety of resources, including tools, download areas, communication forums, services and product information (collectively “Services”). The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the TOU.

PERSONAL AND NON-COMMERCIAL USE LIMITATION.

Unless otherwise specified, the Services are for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Services.

PRIVACY AND PROTECTION OF PERSONAL INFORMATION.

See the Privacy Policy  relating to the collection and use of your information.

NOTICE SPECIFIC TO DOCUMENTS AVAILABLE ON THIS WEB SITE.

Permission to use Documents (such as white papers, press releases, datasheets and FAQs) from the Services requires express written permission. Use for any unauthorized purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Documents specified above do not include the design or layout of the Effició, Inc..biz Web site or any other Effició, Inc. owned, operated, licensed or controlled site. Elements of Effició, Inc. Web sites are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any Effició, Inc. Web site may be copied or retransmitted unless expressly permitted by Effició, Inc..

Effició, Inc. AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED AS PART OF THE SERVICES FOR ANY PURPOSE. ALL SUCH DOCUMENTS AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. Effició, Inc. AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL Effició, Inc. AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THE SERVICES.

THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THE SERVICES COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. Effició, Inc. AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.

NOTICES REGARDING DOWNLOADS, DOCUMENTS AND SERVICES AVAILABLE ON THIS WEB SITE.

IN NO EVENT SHALL Effició, Inc. AND/OR ITS RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF DOWLOADS, DOCUMENTS, PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR INFORMATION AVAILABLE FROM THE SERVICES.

MEMBER ACCOUNT, PASSWORD, AND SECURITY.

If any of the Services requires you to open an account, you must complete the registration process by providing us with current, complete and accurate information as prompted by the applicable registration form. You also will choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and account. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify Effició, Inc. immediately of any unauthorized use of your account or any other breach of security. Effició, Inc. will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. However, you could be held liable for losses incurred by Effició, Inc. or another party due to someone else using your account or password. You may not use anyone else’s account at any time, without the permission of the account holder.

NO UNLAWFUL OR PROHIBITED USE.

As a condition of your use of the Services, you will not use the Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Services in any manner that could damage, disable, overburden, or impair any Effició, Inc. server, or the network(s) connected to any Effició, Inc. server, or interfere with any other party’s use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or networks connected to any Effició, Inc. server or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.

USE OF SERVICES

The Services may contain e-mail services, bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, photo albums, file cabinets and/or other message or communication facilities designed to enable you to communicate with others (each a “Communication Service” and collectively “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using the Communication Services, you will not:

• Use the Communication Services in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise).
• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
• Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or information.
• Upload, or otherwise make available, files that contain images, photographs, software or other material protected by intellectual property laws, including, by way of example, and not as limitation, copyright or trademark laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consent to do the same.
• Use any material or information, including images or photographs, which are made available through the Services in any manner that infringes any copyright, trademark, patent, trade secret, or other proprietary right of any party.
• Upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another.
• Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages.
• Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally reproduced, displayed, performed, and/or distributed in such manner.
• Falsify or delete any copyright management information, such as author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.
• Restrict or inhibit any other user from using and enjoying the Communication Services.
• Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
• Harvest or otherwise collect information about others, including e-mail addresses.
• Violate any applicable laws or regulations.
• Create a false identity for the purpose of misleading others.
• Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity any directory of users of the Services or other user or usage information or any portion thereof.

Effició, Inc. has no obligation to monitor the Communication Services. However, Effició, Inc. reserves the right to review materials posted to the Communication Services and to remove any materials in its sole discretion. Effició, Inc. reserves the right to terminate your access to any or all of the Communication Services at any time, without notice, for any reason whatsoever.

Effició, Inc. reserves the right at all times to disclose any information as Effició, Inc. deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Effició, Inc.’s sole discretion.

Always use caution when giving out any personally identifiable information about yourself or your children in any Communication Services. Effició, Inc. does not control or endorse the content, messages or information found in any Communication Services and, therefore, Effició, Inc. specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Services. Managers and hosts are not authorized Effició, Inc. spokespersons, and their views do not necessarily reflect those of Effició, Inc..

Materials uploaded to the Communication Services may be subject to posted limitations on usage, reproduction and/or dissemination; you are responsible for adhering to such limitations if you download the materials.

MATERIALS PROVIDED TO Effició, Inc. OR POSTED AT ANY Effició, Inc. WEB SITE.

Effició, Inc. does not claim ownership of the materials you provide to Effició, Inc. (including feedback and suggestions) or post, upload, input or submit to any Services or its associated services for review by the general public, or by the members of any public or private community, (each a “Submission” and collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting (“Posting”) your Submission you are granting Effició, Inc., its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses (including, without limitation, all Effició, Inc. Services), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; to publish your name in connection with your Submission; and the right to sublicense such rights to any supplier of the Services.

No compensation will be paid with respect to the use of your Submission, as provided herein. Effició, Inc. is under no obligation to post or use any Submission you may provide and Effició, Inc. may remove any Submission at any time in its sole discretion.

By Posting a Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in these Terms of Use including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

In addition to the warranty and representation set forth above, by Posting a Submission that contain images, photographs, pictures or that are otherwise graphical in whole or in part (“Images”), you warrant and represent that (a) you are the copyright owner of such Images, or that the copyright owner of such Images has granted you permission to use such Images or any content and/or images contained in such Images consistent with the manner and purpose of your use and as otherwise permitted by these Terms of Use and the Services, (b) you have the rights necessary to grant the licenses and sublicenses described in these Terms of Use, and (c) that each person depicted in such Images, if any, has provided consent to the use of the Images as set forth in these Terms of Use, including, by way of example, and not as a limitation, the distribution, public display and reproduction of such Images. By Posting Images, you are granting (a) to all members of your private community (for each such Images available to members of such private community), and/or (b) to the general public (for each such Images available anywhere on the Services, other than a private community), permission to use your Images in connection with the use, as permitted by these Terms of Use, of any of the Services, (including, by way of example, and not as a limitation, making prints and gift items which include such Images), and including, without limitation, a non-exclusive, world-wide, royalty-free license to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Images without having your name attached to such Images, and the right to sublicense such rights to any supplier of the Services. The licenses granted in the preceding sentences for a Images will terminate at the time you completely remove such Images from the Services, provided that, such termination shall not affect any licenses granted in connection with such Images prior to the time you completely remove such Images. No compensation will be paid with respect to the use of your Images.

User Content

You are solely responsible for the information that you submit to Efficio, Inc.. You understand and agree that Efficio, Inc. may, but is not obligated to, review any User Content submitted by you and that the decision whether or not to post User Content is determined solely by Efficio, Inc.. You further understand and agree that Efficio, Inc. may edit, redact, or refuse to post any User Content that in the sole judgment of Efficio, Inc. violate this Agreement or which might be offensive, illegal, or that might violate the rights, harm, or threaten the safety of Users or others.

Copyright Complaints

If you believe that any material on the Web Site infringes upon any copyright which you own or control, you may send a written notification of such infringement to support@efficio.biz.

To meet the notice requirements under the Digital Millennium Copyright Act, the notification must be a written communication that includes the following:

A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number and, if available, an electronic mail address at which the complaining party may be contacted; A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Repeat Infringer Policy

In accordance with the Digital Millennium Copyright Act (DMCA) and other applicable law, Efficio, Inc. has adopted a policy of terminating, in appropriate circumstances and at Efficio, Inc.’s sole discretion, members who are deemed to be repeat infringers. Efficio, Inc. may also at its sole discretion limit access to the Web Site of any Users or Contributors who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

LINKS TO THIRD PARTY SITES.

THE LINKS IN THIS AREA WILL LET YOU LEAVE Effició, Inc.’s SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF Effició, Inc. AND Effició, Inc. IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. Effició, Inc. IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. Effició, Inc. IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY Effició, Inc. OF THE SITE.

UNSOLICITED IDEA SUBMISSION POLICY.

Effició, Inc. OR ANY OF ITS EMPLOYEES DO NOT ACCEPT OR CONSIDER UNSOLICITED IDEAS, INCLUDING IDEAS FOR NEW ADVERTISING CAMPAIGNS, NEW PROMOTIONS, NEW PRODUCTS OR TECHNOLOGIES, PROCESSES, MATERIALS, MARKETING PLANS OR NEW PRODUCT NAMES. PLEASE DO NOT SEND ANY ORIGINAL CREATIVE ARTWORK, SAMPLES, DEMOS, OR OTHER WORKS. THE SOLE PURPOSE OF THIS POLICY IS TO AVOID POTENTIAL MISUNDERSTANDINGS OR DISPUTES WHEN Effició, Inc.’s PRODUCTS OR MARKETING STRATEGIES MIGHT SEEM SIMILAR TO IDEAS SUBMITTED TO Effició, Inc.. SO, PLEASE DO NOT SEND YOUR UNSOLICITED IDEAS TO Effició, Inc. OR ANYONE AT Effició, Inc.. IF, DESPITE OUR REQUEST THAT YOU NOT SEND US YOUR IDEAS AND MATERIALS, YOU STILL SEND THEM, PLEASE UNDERSTAND THAT Effició, Inc. MAKES NO ASSURANCES THAT YOUR IDEAS AND MATERIALS WILL BE TREATED AS CONFIDENTIAL OR PROPRIETARY.

Efficio, Inc. is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to http://amazon.com.

I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.

COPYRIGHT NOTICE.

Copyright © Effició, Inc. Corporation, 3020-I Prosperity Church Road #128, Charlotte, NC 28269 U.S.A. All rights reserved.

Any rights not expressly granted herein are reserved.

Send your questions to the appropriate contact as listed below:
• Effició, Inc. Web properties, contact support@efficio.biz
• Piracy questions can be routed to support@efficio.biz

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